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Aligned with official FY 2025-26 Budget updates.
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Select a tool below to plan your investments, taxes, and loan EMIs
Income Tax Calculator
Compare tax liability between Old and New Regime for FY 2025-26.
Open Calculator →Home & Car Loan EMI Calculator
Calculate monthly EMI, total interest, and loan amortization schedule.
Open Calculator →SIP Investment Calculator
Estimate wealth accumulated from monthly Mutual Fund SIP investments.
Open Calculator →HRA Tax Exemption Calculator
Calculate exact tax-exempt Rent Allowance under Section 10(13A).
Open Calculator →PPF Return Calculator
Compute Public Provident Fund returns with compounding interest.
Open Calculator →Gratuity Calculator
Calculate tax-free gratuity amount payable after 5 years of service.
Open Calculator →Old Tax Regime vs. New Tax Regime (FY 2025-26)
Side-by-side breakdown of tax slabs, deductions, and exemptions
| Feature / Provision |
Old Tax Regime
Deductions Focused
|
Default Choice
New Tax Regime
Lower Slab Rates
|
|---|---|---|
| Standard Deduction | ₹50,000 | ₹75,000 |
| Tax Free Limit (Section 87A) | Up to ₹5,00,000 | Up to ₹7,00,000 |
| Lowest Tax Slab (5%) | ₹2.5L to ₹5.0L | ₹3.0L to ₹7.0L |
| Section 80C (PPF, EPF, ELSS) | Up to ₹1,50,000 | Not Allowed |
| Section 80D (Health Insurance) | Up to ₹25,000 / ₹50,000 | Not Allowed |
| NPS Additional 80CCD(1B) | Up to ₹50,000 | Not Allowed |
| HRA & Home Loan Interest | Full Allowed | Not Allowed |
| 30% Max Tax Slab Begins | Above ₹10,00,000 | Above ₹15,00,000 |
| Best Suitable For | Individuals with high investments & home loans (> ₹3.75L deductions) | 90%+ Salaried Employees looking for zero paperwork & lower tax rates |
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Regular Union Budget Updates
Calculators are continuously updated as soon as Union Budget provisions and official Finance Act amendments are declared.
Frequently Asked Questions
Common queries regarding Indian Income Tax FY 2025-26